Ray Monohan Ray Monohan
37-25 60% +946 CFB FOOTBALL RUN! Full transparency as always. $20–$25 plays | 1-Day $59 | 3-Day $99. Consistent results across multiple sports right now.
4★ CFB ELITE | 37-25 59% +946 CFB RUN | 350-281 55% +3254 TOP ALL

CFB CURRENT FORM

CFB This Season: 23-14 62% +751
Recent CFB Run: 26-20 57% +386
Football Top Plays: 136-119 53% +602

Razor turns to the College Football slate on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4★ release. The current numbers support the play.

*This package includes 1 NCAA-F Spread pick

CFB FEATURE PLAY | 23-14 62% +751 CFB SEASON | 350-281 55% +3254 TOP ALL

LEADERBOARD POSITION

CFB Since Last Season: 37-25 59% +946
CFB Sides Since Last Season: 21-18 53% +114
Football Top Plays: 136-119 53% +602

— DISCOUNTED PLAY! Razor takes another look at the College Football slate on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. This sits well in the broader run.

*This package includes 1 NCAA-F Total pick

CFB RED-HOT | 23-14 62% +751 CFB SEASON | 136-119 53% +602 FOOTBALL TOP

CFB LONG TERM

CFB Since Last Season: 37-25 59% +946
CFB Sides Since Last Season: 21-18 53% +114
Top All Sports Long Term: 350-281 55% +3254

Razor works through the College Football board on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This one checks the right boxes.

*This package includes 1 NCAA-F Spread pick

CFB HEATER | 26-20 57% +386 CFB RUN | 350-281 55% +3254 TOP ALL

FORM SNAPSHOT

CFB This Season: 23-14 62% +751
CFB Since Last Season: 37-25 59% +946
Football Top Plays: 136-119 53% +602

— DISCOUNTED PLAY! Razor moves to the College Football gridiron on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This fits the current numbers well.

*This package includes 1 NCAA-F Spread pick

CFB PRIME ANGLE | 37-25 59% +946 CFB | 136-119 53% +602 FB TOP

CFB LONG TERM

CFB This Season: 23-14 62% +751
Recent CFB Run: 26-20 57% +386
Top All Sports Long Term: 350-281 55% +3254

— DISCOUNTED PLAY! Razor heads into Saturday's College Football action on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. Good spot based on the numbers in front of us.

*This package includes 1 NCAA-F Total pick

5★ MLB TOP-PLAY | 12-3 80% +868 MLB TOP | 4-0 100% +406 MLB RUN

MLB TOP-PLAY PERFORMANCE

Recent MLB Top Plays: 7-1 87% +600
MLB Top Plays Since Last Season: 5-1 83% +400
Top All Sports Long Term: 350-281 55% +3254

Razor returns to the MLB diamond on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a RARE 5★ release. The long-term MLB top-play results make a strong case for this spot.

*This package includes 1 MLB Total pick

NFL RED-HOT | 350-281 55% +3254 TOP RUN

ALL SPORTS PERFORMANCE

Top All Sports Long Term: 350-281 55% +3254
All Sports Since Dec 2025: 463-414 52% +730
Recent All Sports Form: 20-18 52% +79

Razor returns to the NFL gridiron on SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This one sits well in the broader run.

*This package includes 1 NFL Spread pick

NFL SELECT PLAY | 350-281 55% +3254 TOP RUN

LONG-TERM PERFORMANCE 

Top All Sports Long Term: 350-281 55% +3254
All Sports Since Dec 2025: 463-414 52% +730
Long-Term NFL Sides: 294-271 52%

— DISCOUNTED PLAY! Razor works through the NFL slate on SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. Good spot based on the numbers in front of us.

*This package includes 1 NFL Spread pick

4★ NFL ELITE | 350-281 55% +3254 TOP RUN | 20-18 52% +79 RECENT

NFL PERFORMANCE 

Top All Sports Long Term: 350-281 55% +3254
All Sports Since Dec 2025: 463-414 52% +730
Long-Term NFL Sides: 294-271 52%

Razor moves to the NFL board on SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4★ release. The numbers point us in this direction.

*This package includes 1 NFL Spread pick

ALL SPORTS SUBSCRIPTIONS
Razor’s 1-Day All-Access Pass — $59
**2x Top 10 All Sports handicapper!**

Now on a 465-421 run with his last 910 All Sports picks!

This subscription includes EVERY PREMIUM PICK Ray releases on today's games! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $59.95 and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

*This subscription includes 7 Picks (1 NHL, 1 MLB & 5 NCAA-F)

Razor’s 3-Day All-Access Pass — $99
**2x Top 10 All Sports handicapper!**

Now on a 465-421 run with his last 910 All Sports picks!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 3 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $33.32/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

*This subscription includes 10 Picks (1 NHL, 1 MLB, 3 NFL & 5 NCAA-F)

Razor’s 7-Day All-Access Pass — $174
**2x Top 10 All Sports handicapper!**

Now on a 465-421 run with his last 910 All Sports picks!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 7 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $24.99/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

*This subscription includes 10 Picks (1 NHL, 1 MLB, 3 NFL & 5 NCAA-F)

Razor’s 30-Day All-Access Pass — $349
**2x Top 10 All Sports handicapper!**

Now on a 465-421 run with his last 910 All Sports picks!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 30 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $11.66/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

*This subscription includes 10 Picks (1 NHL, 1 MLB, 3 NFL & 5 NCAA-F)

Razor’s 365-Day All-Access Pass — $999
**2x Top 10 All Sports handicapper!**

Now on a 465-421 run with his last 910 All Sports picks!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 365 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $2.74/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

*This subscription includes 10 Picks (1 NHL, 1 MLB, 3 NFL & 5 NCAA-F)

NCAA-F SUBSCRIPTIONS
Razor’s 2026/27 CFB All-Access Pass — $499
**4x Top 10 CFB handicapper!**

#18 ranked CFB handicapper this season!

Currently on a 23-14 CFB run since 09/12/26.

This subscription includes EVERY CFB PREMIUM PICK Ray releases through the end of the 2024 NCAA Season! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*This subscription includes 5 NCAA-F picks

NCAA-B SUBSCRIPTIONS
Razor’s 2026/27 NCAAB All-Access Pass — $499
**5x Top 10 CBB handicapper!**

#4 ranked CBB handicapper this season!

Now on a 99-61 run with his last 163 and 9-4 run with his last 13 CBB picks! $1,000/game players have cashed in $78,690 on Ray's CBB picks since 12/04/12!

This subscription includes EVERY CBB PREMIUM PICK Ray releases through the end of the 2024 NCAA Tournament! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

No picks available.

NHL SUBSCRIPTIONS
Razor's NHL All-Access Package!
**2010 NHL Champion!**
**5x Top 10 NHL handicapper!**

Now on a 6-5 run with his last 11 NHL picks! $1,000/game players have cashed in $10,620 on Ray's NHL picks since 10/18/25!

This subscription includes EVERY NHL PREMIUM PICK Ray releases through the end of the 2024 Stanley Cup! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*This subscription includes 1 NHL pick

NBA SUBSCRIPTIONS
Razor’s 2026/27 NBA All-Access Pass — $499
**Top 10 NBA handicapper in 2018**

Currently on a 18-11 NBA run since 04/27/26.

This subscription includes EVERY NBA PREMIUM PICK Ray releases through the end of the 2024 NBA Finals! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

No picks available.

MLB SUBSCRIPTIONS
*DISCOUNTED* Razor's MLB All-Access Playoffs Package!
**3x Top 10 MLB handicapper!**

4-0 run in MLB dating back to 10/03/26.

This subscription includes EVERY MLB PREMIUM PICK Ray releases through the end of the 2024 World Series! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*This subscription includes 1 MLB pick

FOOTBALL [NFL+NCAAF] SUBSCRIPTIONS
Razor’s 2026/27 NFL/CFB All-Access Pass — $599
**5x Top 10 Football handicapper!**

Now on a 68-60 run with his last 133 Football picks!

This subscription includes EVERY CFB & NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*This subscription includes 8 Picks (3 NFL, 5 NCAA-F)

NFL SUBSCRIPTIONS
Razor’s 2026/27 NFL All-Access Pass — $499
**3x Top 10 NFL handicapper!**

This subscription includes EVERY NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*This subscription includes 3 NFL picks

FREE PICKS
Matchup Selection W/L
NCAA-F  |  Oct 17, 2026
Northern Illinois vs. Wyoming
Wyoming
-7½ -107
  at  BETONLINE
in 13h

Wyoming -7.5

Wyoming and NIU meet on Saturday and we’re on Wyoming laying the points. NIU comes in 0-5 and they have been abysmal on both sides of the ball. They are averaging just 12.4 ppg while conceding 34.6 ppg against. They’ve been unable to find any sort of rhythm and Wyoming is going to be another tough task for them. Wyoming comes in off an overtime win against San Jose State and they have been dominant defensively. They are allowing just 20 ppg and they’re going to blitz this NIU side all game long. Look for them to get a big push up front and cause a lot of issues in this NIU backfield. This is a completely lopsided matchup and the value is with Wyoming here. Locking this in early. Ray’s daily FREE plays are meant to be smaller bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Today's FREE selection is a strong lean on the Wyoming ATS. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray.

Saturday FREE NCAAF ATS Play

The current run has been strong, and today’s card is posted. A BIG 3× Play Card is up for today, and Ray’s DISCOUNTED Day Pass gets you full access. Razor is a top-ranked handicapper across every network where his plays are sold, and he’s continuing to climb the leaderboards. As always… “Pad that bankroll one day at a time.”

YESTERDAY'S PLAYS
Matchup Selection W/L
NCAA-F  |  Oct 16, 2026
Memphis vs Tulane
Memphis
-7 -105 at Bovada
Lost
$105.0
Play Type: Premium

Memphis -7

Tulane has a serious problem here & Memphis has the value: How does a defense allowing more than 400 yards per game slow down a Memphis offense averaging 517? The Tigers bring balance that makes defensive adjustments a nightmare. Jaylin Carter leads a rushing attack producing 247 yards per game, while QB Marcus Stokes has thrown 16 TD's against just three interceptions. Memphis can pound the football, stretch the field and punish a Tulane secondary that hasn't handled efficient passing attacks particularly well. The Green Wave rank 119th nationally in total defense and struggle to generate pressure, giving Stokes time to find his receivers. Meanwhile, Tulane averages fewer than 19 points per game, and its offensive line has struggled protecting the QB. Yes, Memphis has some defensive vulnerabilities against the run, but Tulane still needs to turn those opportunities into TD's to keep pace. Memphis has scored at least 38 points in three straight games. That's a lot of firepower to contain for four quarters. Love -6.5 if you see it, but lay the 7 with Memphis.

Friday 3* NCAAF ATS Play

Matchup Selection W/L
NCAA-F  |  Oct 16, 2026
Washington vs Purdue
UNDER 52½ -115 Lost
$115.0
Play Type: Premium

UNDER 50.5

Washington and Purdue have value to the UNDER. For starters, weather is going to play a factor here. The forecast is calling for wind gusts up to 30 mph, which will make it difficult for these QB's to throw the ball. That should force more emphasis on the ground game and keep the clock moving. Purdue's defense comes in with momentum as well, allowing just 17 and 13 points in its last two games while consistently putting opponents behind the sticks. Washington has managed only 91 rushing yards per game, and injuries have thinned its backfield considerably. That makes sustaining drives even tougher, especially if the Huskies are forced to start their backup QB. Neither offense figures to have much success attacking downfield in these conditions, and shorter throws combined with conservative play-calling should keep possessions lengthy. Purdue has found success leaning on its running game lately, and there's little reason to abandon that approach with the wind howling. Expect a physical Big Ten grind where field position matters more than explosive plays. Back the UNDER.

Friday 4* NCAAF O/U Play

PREMIUM PICK STREAKS
SERVICE BIO

The Most Selective Capper on the Network

New Network Star Rating Structure Ratings will now be 1★ to 5★ Each ★ equals $100 per star

Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.

Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.

Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits.

No hype. No guesswork. Just calculated positions backed by data.

No gimmicks. No “Game of the Year.” Just results.

You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.

Percentage-Based Rating System

All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.

1★ Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure.

2★ Plays Solid, well-qualified positions that meet core system thresholds.

3★ Plays Higher-rated positions where multiple data points align and confidence is elevated.

4★ Plays Signature Best Bets reserved for Razor’s strongest positions on the card.

5★ Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design.

Built for Long-Term Success

This approach is not about chasing every game on the board. It’s about discipline, & profits over time.

Follow a proven process trusted by serious bettors who value structure and results over hype.

“Pad that bankroll one day at a time.” — Razor Ray Monohan